MoneyGram promo codes
MoneyGram rarely issues sitewide promo codes. Last checked October 6, 2026. Here is how people actually pay less.
moneygram.comPickedBox Team·Last verified October 6, 2026
No working code right now
MoneyGram rarely issues sitewide promo codes. Here is how people actually pay less.
How people actually pay less at MoneyGram
- Compare the transfer fee and the exchange rate in MoneyGram's estimator before you send; both affect what the receiver gets.
- Pay with a debit card or bank account instead of a credit card, which has higher fees and may trigger a cash advance fee.
- Use a referral link from an existing customer on your first online international transfer.
- After your first transfer, refer friends to earn discounts on your next transfers.
- Check the app for first-transfer offers before your first online send.
MoneyGram discount programs
Refer and Earn
US customers who have sent an online international transfer can share a referral link or code; the friend saves on a first qualifying transfer and the referrer gets a discount on the next one.
Refer and Earn at moneygram.comWhen MoneyGram runs sales
A calendar from past years, not a promise. Other finance & insurance stores on the same dates: Finance & Insurance promo codes.
| When | What usually happens |
|---|---|
| February, March and May | Months when MoneyGram has launched the most fee promotions in recent years |
Expired MoneyGram codes
Codes that no longer work, kept with their dates. The code itself opens after the click, and so does MoneyGram.
3 more expired MoneyGram codes
Questions about MoneyGram codes
How much does MoneyGram charge to send money?
Fees depend on the destination, amount, payment method and receive method. Paying by credit card costs slightly more, and your card issuer may add a cash advance fee.
How do I pay for a MoneyGram transfer online?
Use a Visa or Mastercard credit or debit card, or pay from a US checking or savings account. Bank account payments take about 3 business days to clear.
Can I get a refund if I cancel a MoneyGram transfer?
Yes, if the money has not been picked up or deposited. Cancel within 1 hour of payment for a full refund; after that, up to 180 days, you get the send amount back without fees.
Can I combine a referral reward with other MoneyGram promotions?
No. Only one referral discount applies per transfer, and rewards cannot be exchanged for cash.
Do MoneyGram referral rewards expire?
Yes. Rewards you earn as a referrer expire 60 days after your friend's first qualifying transfer. Your friend's discount does not expire.
MoneyGram shipping, returns and payment
- Returns
Cancel a transfer before it is collected or deposited. Within 1 hour of payment you get a full refund; from 1 hour up to 180 days you get the send amount back without fees. Card refunds are sent within 10 business days. Checked October 6, 2026.
- Payment
Online transfers can be paid with a Visa or Mastercard credit or debit card, or from a US bank account by ACH (about 3 business days). Credit card payments carry slightly higher fees. Checked October 6, 2026.
Related stores
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Who tests these codes
Checked for MoneyGram by the PickedBox Team on October 6, 2026. Codes that stopped working stay on the page with the date they died.
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