myFICO promo codes

myFICO rarely issues sitewide promo codes. Last checked October 6, 2026. Here is how people actually pay less.

myfico.comPickedBox Team·Last verified October 6, 2026

No working code right now

myFICO rarely issues sitewide promo codes. Here is how people actually pay less.

Deal Free plan: monthly FICO Score 8 and Equifax credit report No code or credit card needed. One-bureau (Equifax) coverage with monthly updates; mortgage and auto scores not included. Deal · Worked Oct 2, 2026 · listed since Oct 2026 Get deal

How people actually pay less at myFICO

Start with the free plan for a monthly FICO Score 8 and Equifax report at no cost.
Choose the $19.95/mo Basic plan if you only need Experian scores, including mortgage and auto score versions.
Buy a one-time report if you need your scores once, for example before a loan; it stays viewable for 30 days.
Pause a paid subscription when you do not need updates, so you are not billed.
Cancel before the renewal date, because myFICO does not give refunds.

myFICO discount programs

Free plan

A $0 plan with your FICO Score 8, Equifax credit report and monitoring, updated monthly; no credit card required.

Free plan at myfico.com

Pause a subscription

Many newer paid subscriptions can be paused from the Subscription and billing page; you are not billed while paused and keep access to your data.

Pause a subscription at myfico.com

One-time reports

Instead of a subscription you can buy a one-time FICO Score report, viewable for 30 days after activation.

One-time reports at myfico.com

When myFICO runs sales

A calendar from past years, not a promise. Other finance & insurance stores on the same dates: Finance & Insurance promo codes.

When	What usually happens
Occasional one-day promotions	20% off FICO Scores and reports, ending at midnight Pacific time

Expired myFICO codes

Codes that no longer work, kept with their dates. The code itself opens after the click, and so does myFICO.

Was $50 off $50 off a FICO Score plan Expired code · worked until Oct 5, 2026 Show expired code

Was 20% off 20% off FICO Scores and reports Expired code · worked until Oct 3, 2026 Show expired code

Was 10% off 10% off your order Expired code · worked until Oct 2, 2026 Show expired code

3 more expired myFICO codes

Was $4 off $4 off a single FICO Score Expired code · worked until Oct 1, 2026 Show expired code

Was $4 off $4 off a single FICO Score Expired code · worked until Oct 2, 2026 Show expired code

Deal Deals on FICO Score plans Expired code · worked until Oct 1, 2026 Show expired code

Questions about myFICO codes

Is myFICO free?

Yes, there is a free plan with your FICO Score 8 and Equifax credit report, updated monthly. Paid plans cost $19.95, $29.95 or $39.95 a month and add more bureaus and features.

Can I get a refund from myFICO?

No. myFICO subscriptions renew automatically and can be cancelled at any time, but refunds are not available.

Can I pause my myFICO subscription?

Many newer paid subscriptions can be paused on the Subscription and billing page. You are not billed while paused and keep access to your reports.

Does checking my score on myFICO hurt my credit?

No. myFICO says checking your own credit with FICO does not affect your FICO Scores.

Are there working myFICO promo codes?

We found no myFICO code with a recent confirmed checkout. The free plan and the $19.95 Basic plan are the lowest-cost ways to get your FICO Score.

How do I cancel myFICO?

Cancel online on the My Subscriptions page, in the iOS or Android app, or by phone at 1-800-319-4433. Cancel before the period ends to avoid renewal.

myFICO shipping, returns and payment

Returns: Subscriptions renew automatically and can be cancelled at any time, but refunds are not available. Cancel online, in the app or by phone before the period ends. Checked October 6, 2026.